Money · Facts & sources
4 sourced facts about loans, borrowing and household debt, each with the context behind the number. 4 more are in today's round and appear here after it closes.
Answer$18.8 trillion
Total household debt decreased by $13 billion, a 0.1% decrease, in Q2 2026.
Source: Federal Reserve Bank of New York, Household Debt and Credit Report Q2 2026 press release newyorkfed.org
Answer$1.71 trillion
Auto loan originations picked up, with $211 billion in new auto loans appearing in the quarter.
Source: Federal Reserve Bank of New York, Household Debt and Credit Report Q2 2026 press release newyorkfed.org
Answer16%
Usage was up from 10 percent in 2021.
Source: Federal Reserve Board, Economic Well-Being of U.S. Households in 2025: Credit (2025) federalreserve.gov
Answer7%
That was up 1 percentage point from the prior year.
Source: Federal Reserve Board, Economic Well-Being of U.S. Households in 2025: Credit (2025) federalreserve.gov